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Smart Investor Dashboard

Free AI Portfolio Analysis from a broker screenshot

Review Indian stock holdings from a Zerodha, Groww, Upstox, Angel One, or other broker screenshot. Explore concentration and risk context without connecting a broker account.

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Free Investment Tools

Educational tools · No broker login required

Learning path
Fixed income basics

How to compare bonds and debt funds

A stated coupon is not the same as the return you will earn when buying at a different market price. Compare the issuer, maturity, resale price, costs and tax treatment for the actual security you are considering.

Government Securities (G-Sec)

Return: Fixed coupon; market yield depends on the price paid

Main risks: Low sovereign credit risk; market price can fall before maturity

Horizon: Check the maturity date of the specific issue

If you may need to sell early, compare the current bid price with the amount due at maturity.

State Development Loans (SDL)

Return: Fixed coupon; market yield depends on the price paid

Main risks: State issuer, interest-rate and resale-liquidity risks

Horizon: Check the maturity date of the specific issue

Compare the state issuer, available buyers and bid-ask spread before purchasing.

PSU / AAA Corporate Bonds

Return: Coupon and yield vary by issuer, issue and purchase price

Main risks: Issuer default, rating-change and resale-liquidity risks

Horizon: Check the issue document and repayment schedule

A high rating is an assessment, not a promise that principal and interest will be paid.

Target Maturity Debt Funds / ETFs

Return: Fund NAV changes; indicated portfolio yield is not a guaranteed return

Main risks: Interest-rate, underlying credit and fund-cost risks

Horizon: Check the fund’s stated target maturity

Read the current portfolio, expense ratio and SEBI Riskometer before investing.

Questions before choosing an allocation

  • When will you need the money, and can you hold an individual bond until it matures?
  • How would a lower sale price affect your plan if you needed cash earlier?
  • How much of your fixed-income money depends on one issuer or one maturity year?
  • Which existing deposits, funds and bonds already serve the same goal?

What to verify before investing

  • Check the issuer, current market price, yield to maturity and maturity date.
  • Check whether there are buyers and what price they offer if you sell early.
  • For a fund, inspect its underlying holdings, expense ratio and Riskometer.
  • Check current tax rules for that product and your circumstances before comparing after-tax returns.
  • Keep money needed soon in a product whose access and risks fit that goal.

Illustrative target amount calculator

Explore the starting amount needed for a future target under an assumed annual compounded return. This is not a bond quote or a forecast: actual bond cash flows, purchase price, taxes, costs and issuer risk are excluded.

Illustrative starting amount

₹7,47,258

Target Value

₹10,00,000

Difference before costs and tax

₹2,52,742

Learn more from the RBI Retail Direct FAQ and SEBI Riskometer guide. Illustrations are educational and do not recommend an allocation or guarantee a return.

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Free AI Portfolio Analyzer100% Free · No Login

Upload Portfolio Screenshots

Zerodha, Groww, Angel One — any broker holdings page

Tap to upload portfolio

PNG/JPG • 5MB • Max 3

How are you feeling? *

Pick the closest match for reflection; AI cannot diagnose your emotions

Your screenshot is sent to an AI provider for analysis. Crop identifying details; see our Privacy Policy.

What a portfolio screenshot review can tell you

A holdings screenshot shows a slice of your portfolio at one point in time. The analyzer tries to read visible symbols, quantities and prices, then generates notes about possible concentration and other risks. It cannot see investments in another account, your debts, a future cash need or why you bought a stock. Check the extracted data against your broker statement before interpreting the result.

A simple concentration calculation is often more useful than a score. If one holding is worth ₹40,000 in a visible ₹1,00,000 portfolio, it represents 40% of that visible total. A 25% fall in that holding alone would reduce the visible portfolio by ₹10,000, or 10%, if everything else stayed unchanged. If the screenshot omits a fund held elsewhere, the true weight will be different. Our portfolio risk guide walks through that arithmetic and its limits.

The tool also asks how you feel about the market. That answer is self-reported context for reflection; neither a screenshot nor an AI score can diagnose FOMO, panic selling or discipline. Stock action labels and estimated prices in a generated response are unverified. Confirm current quotes, company information, costs and suitability independently before making a trade.

Use the analyzer in four steps

  1. Crop account numbers and other identifiers from a clear broker holdings screenshot.
  2. Upload the image and, if useful, add your mood, money need and time horizon.
  3. Compare every extracted holding, quantity and price with your broker statement. Correct your interpretation if the image was incomplete.
  4. Use the response to form research questions. Do not treat a model-generated BUY, SELL or risk label as a verified recommendation.

The image goes to our processing service and an AI provider. We do not intentionally save screenshots or holdings in our own database; some feature history is saved locally in your browser. Read the Privacy Policy before uploading. If you need a plan tailored to your finances, consult a qualified, SEBI-registered adviser.

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Frequently asked questions

What does the free portfolio analyzer do?

It attempts to read holdings visible in a screenshot and generates educational risk notes. You need to verify the extracted figures. It does not know your full finances or determine suitability.

Does an AI action label tell me to trade?

No. The model may output action labels, but they are unverified suggestions from limited inputs. Check live quotes, company filings, costs and your own goals before making any decision.

Is the analyzer free?

The screenshot analyzer is free to use without linking a broker account. The site also offers a separate optional paid digital download.

Where does my screenshot go?

It is sent to our processing service and an AI provider for inference. We do not intentionally write it to our own database. Some feature history is stored in your browser. Crop identifying details and read the Privacy Policy before uploading.

Can the tool identify emotional trading?

It can reflect on the mood you report and patterns in the visible holdings. It cannot diagnose emotions, prove a motive for a past trade or measure discipline.

Are the market quotes live?

Quotes come from third-party feeds and may be delayed or unavailable. The page refresh interval is not proof of an exchange quote timestamp. Verify a current price with your broker or the exchange.